Privacy Policy
SAMA Innovation
Effective Date: October 29, 2025
This Privacy Policy describes how SAMA Innovation ("we," "our," or "us") collects, uses, and protects personal information of users ("you" or "your") who use the SAMA mobile application and web platform available at unknown link (collectively referred to as "SAMA").
By using SAMA, you agree to this Privacy Policy. If you do not agree, please discontinue use of the app or website.
1. Information We Collect
We collect information to enable you to use SAMA effectively, securely, and conveniently.
a. Information You Provide
  • Name, email address, and phone number when creating an account.
  • Bank account details when adding or withdrawing funds.
  • Profile information such as photo, group memberships, and contribution preferences.
b. Automatically Collected Information
  • Device information (model, operating system, and identifiers).
  • Usage data such as in-app actions, timestamps, and performance logs.
  • Network information for improving security and fraud prevention.
c. Third-Party Information
We may receive transaction data from payment processors (such as Paystack or your connected bank) to confirm and reconcile payments.
2. How We Use Your Information
Your data is used to:
  • Create and manage your user account.
  • Facilitate payments, withdrawals, and group transactions.
  • Provide support and send relevant notifications.
  • Improve system design, performance, and user experience.
  • Ensure compliance with financial and regulatory requirements.
We do not sell or trade your personal information.
3. Data Security
We use encryption, secure APIs, and restricted access to protect your data. While we apply strong safeguards, no system can guarantee absolute security. Please keep your login credentials private and use the app only on trusted devices.

Your security matters to us. We employ industry-standard encryption and security protocols to safeguard your information at all times.
4. Data Retention
We retain your information while your account remains active or as needed to comply with legal obligations. You may request account closure or data deletion by contacting us.
5. Sharing of Information
We may share data only under these conditions:
Licensed Financial Partners
Such as Paystack and SafeHavenMFB for payment processing.
Authorised Service Providers
Such as hosting or analytics platforms under strict confidentiality terms.
Legal Requirements
When required by law, regulation, or valid legal request.
6. Your Rights
You can:
  • Access or correct your account details.
  • Request deletion of your personal information.
  • Withdraw consent to optional data uses.
Requests can be made within the app (Profile > Support) or by contacting us directly.
7. Children's Privacy
SAMA is intended for users aged 18 years and above. We do not knowingly collect data from minors. If you believe a child has provided information, contact us for prompt deletion.

Protecting young users is important. SAMA is designed for adults, and we take children's privacy seriously.
8. Contact Information
For questions or privacy concerns, please contact:
SAMA Innovation
Website: unknown link
Development Partner
Africa Strategy Advisers (ASA) – Technical and Infrastructure Provider
9. Updates to This Policy
We may update this Privacy Policy periodically. Any major changes will be announced in-app or on our website. The most recent version will always be accessible on unknown link.
Made with